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미국
Farm Ownership Loans (Direct and Guaranteed)
"The Farm Service Agency (FSA) makes farm ownership loans to farmers and ranchers who are temporarily unable to obtain private, commercial credit at reasonable rates and terms. Farm ownership loans are used to purchase farmland, construct and repair buildings, and make farm improvements. Both guaranteed and direct loans are available through this program. FSA guaranteed loans provide lenders (e.g., banks, Farm Credit System institutions, credit unions) with a guarantee of up to 95 percent of the loss of principal and interest on a loan. The maximum FSA guaranteed farm ownership loan is $1,302 ,000 (adjusted annually based on inflation). Your lender can tell you if a guarantee is the right loan for you. Applicants who are unable to qualify for a guaranteed loan may be eligible for a direct loan from FSA. Direct loans are made and serviced by FSA officials using government funds. FSA provides direct loan customers with supervision and credit counseling so that they have a greater chance to be successful. The maximum direct farm ownership loan is $300,000."
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Farm Operating Loans (Direct and Guaranteed)
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"The Farm Service Agency (FSA) offers farm operating loans to farmers who are temporarily unable to obtain private, commercial credit at reasonable rates and terms. Operating loans are used to purchase items such as livestock and feed, machinery and equipment, fuel, farm chemicals, and insurance; pay family living expenses and general farm operating expenses; and make minor improvements or repairs to buildings and fencing. Both guaranteed loans and direct loans are available through this program. FSA guaranteed loans provide lenders (e.g., banks, Farm Credit System institutions, credit unions) with a guarantee of up to 95 percent of the loss of principal and interest on a loan. The maximum FSA guaranteed operating loan is $1,302,000 (adjusted annually based on inflation). Applicants unable to qualify for a guaranteed loan may be eligible for a direct loan from FSA. Direct loans are made and serviced by FSA officials, who also provide borrowers with supervision and credit counseling. The maximum amount for a direct farm operating loan is $300,000. FSA also provides Microloans, which are direct operating loans designed to meet the unique financial operating needs of many socially disadvantaged and beginning farmers, niche farm operations, the smallest of family farm operations, and those serving local and regional food markets, including urban farmers. The maximum loan amount for a Microloan is $35,000. The repayment terms vary according to the type of loan made, collateral securing the loan, and the applicant's ability to repay. Term operating loans are normally repaid within 7 years and annual operating loans are generally repaid within 12 months or when the commodities produced are sold."
Farm Loans Disaster Set-Aside Program
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When Farm Service Agency (FSA) borrowers located in designated disaster areas or contiguous (adjoining) counties are unable to make their scheduled payment on any FSA debt, FSA is authorized to consider set-aside of one payment to allow the operation to continue. This program is authorized under Section 331A of the Consolidated Farm and Rural Development Act. Assistance is available in counties, or contiguous counties, who have been designated as emergencies by the President, Secretary or FSA Administrator.
Farm Emergency Loans
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"The U.S. Department of Agriculture's (USDA) Farm Service Agency (FSA) provides emergency loans to help farmers and ranchers who own or operate a farm/ranch located in a county declared by the President or designated by the Secretary of Agriculture as a primary disaster area or quarantine area. Emergency loan funds may be used to: Restore or replace essential property Pay all or part of production costs associated with the disaster year Pay essential family living expenses Reorganize the farming operation Refinance certain debts, excluding real estate Loan applicants may borrow up to 100 percent of their total actual production and/or physical losses. The maximum loan amount is $500,000. Loans for crops, livestock, and non-real estate losses have a repayment term usually between 1 to 7 years depending upon the loan purpose, collateral, and repayment ability. Loans for physical losses to real estate normally have a 30-year repayment term, not to exceed 40 years."
Rural Development Disaster Assistance
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Rural Development Disaster Assistance Declarations - April30Ver2
USDA Rural Development Section 502 Guaranteed Loan Program Active Loans by Congressional District
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Borrower, property and loan characteristics for all active Section 502 Guaranteed Loans, aggregated by Congressional District. Borrower characteristics include: income, debt-income ratio, race, ethnicity, marital status, dependents, household size, first-time homebuyer status, age and disability status. Property characteristics include: project type (PUD, Condo, Coop), housing structure (detached, attached), manufactured home, living area. Loan characteristics include: loan request amount, loan amount, loan-to-value ratio, and appraised value.Property characteristics include: project type (PUD, Condo, Coop), housing structure (detached, attached), manufactured home, living area. Loan characteristics include: loan request amount, loan amount, loan-to-value ratio, and appraised value.
Noninsured Crop Disaster Assistance Program
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USDA's Farm Service Agency's (FSA) Noninsured Crop Disaster Assistance Program (NAP) provides financial assistance to producers of noninsurable crops when low yields, loss of inventory or prevented planting occur due to a natural disaster.
농업정책보험금융원 가축재해보험 지자체 보조 예산 잔액 현황
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가축재해보험 지자체 보조 예산의 사용액, 잔액, 농가당한도액, 최대지원금액, 집행률 등 세부 현황* 단위 : 금액(원), 집행률 및 지원비율(%)
농업정책보험금융원 농업수입안정보험 시도별 가입 및 지급현황
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농업수입안정보험은 자연재해로 인한 수확량 감소, 시장가격 하락 등으로 인한 농가의 수입 손실을 보상함으로써 농가의 소득 및 경영 안정을 도모하고 안정적인 농업 재생산 활동을 뒷받침하기 위해 시행하는 제도입니다.2015년 도입 이후 보험 품목과 사업 지역 확대, 보장 강화 등을 통해 가입규모가 증가하고 있습니다.- (근거법령) 농어업재해보험법- (사업대상자) 농업경영체 등록을 한 개인 또는 법인- (보험목적물) '25년 기준 15개 품목- (상품유형) 과거수입형, 기대수입형, 실수입형본 자료는 농업수입안정보험의 시도별 가입 및 지급현황을 수록하였습니다이 데이터는 정책보험 정책 수립 및 제도 개선을 위한 기초자료로 활용되며, 농업재해보험에 대한 이해를 돕고 관련된 연구 또는 통계분석 등에 활용될 수 있도록 제공합니다.* 수록자료 및 단위 : 면적(ha), 농가수(호), 건수(건), 농지수(농지), 금액(원), 가입률, 보험료율, 손해율(%), 보험료 및 환급금(백만원)※ 본 자료는 매년 연말에 전년도 말 기준 자료로 갱신하여 제공합니다.
USDA Rural Development Section 502 Guaranteed Loan Program Active Loans by County
공공데이터포털
Borrower, property and loan characteristics for all active Section 502 Guaranteed Loans, aggregated by county. Borrower characteristics include: income, debt-income ratio, race, ethnicity, marital status, dependents, household size, first-time homebuyer status, age and disability status. Property characteristics include: project type (PUD, Condo, Coop), housing structure (detached, attached), manufactured home, living area. Loan characteristics include: loan request amount, loan amount, loan-to-value ratio, and appraised value.
농업정책보험금융원 농업수입안정보험 연도별 가입 및 지급현황
공공데이터포털
농업수입안정보험은 자연재해로 인한 수확량 감소, 시장가격 하락 등으로 인한 농가의 수입 손실을 보상함으로써 농가의 소득 및 경영 안정을 도모하고 안정적인 농업 재생산 활동을 뒷받침하기 위해 시행하는 제도입니다.2015년 도입 이후 보험 품목과 사업 지역 확대, 보장 강화 등을 통해 가입규모가 증가하고 있습니다.- (근거법령) 농어업재해보험법- (사업대상자) 농업경영체 등록을 한 개인 또는 법인- (보험목적물) '25년 기준 15개 품목- (상품유형) 과거수입형, 기대수입형, 실수입형본 자료는 농업수입안정보험의 연도별 가입 및 지급현황을 수록하였습니다이 데이터는 정책보험 정책 수립 및 제도 개선을 위한 기초자료로 활용되며, 농업재해보험에 대한 이해를 돕고 관련된 연구 또는 통계분석 등에 활용될 수 있도록 제공합니다.* 수록자료 및 단위 : 면적(ha), 농가수(호), 건수(건), 농지수(농지), 금액(원), 가입률, 보험료율, 손해율(%), 보험료 및 환급금(백만원)※ 본 자료는 매년 연말에 전년도 말 기준 자료로 갱신하여 제공합니다.