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National Flood Insurance Program (NFIP) - Community Enrollment Dataset
This dataset contains required community information for enrollment in the National Flood Insurance Program (NFIP). Congress created the National Flood Insurance Program (NFIP) through enactment of the National Flood Insurance Act of 1968 (NFIA) (Title XIII of Pub. L. 90-448, 82 Stat. 476), found at 42 U.S.C. 4001 et seq. The goal of the program is to help mitigate future losses caused by flooding through community enforced building standards. The NFIP is a federal program enabling property owners in participating communities to purchase insurance as a protection against flood losses in exchange for State and community floodplain management requirements that reduce the risk of future flood damages. Communities participate in the NFIP based on an agreement between the community and FEMA. If a community submits Federal Emergency Management Agency Application for Participation in the National Flood Insurance Program, FEMA FORM 086-0-30, O.M.B. Control Number 1660-0004 along with adopting and enforcing a floodplain management ordinance to reduce future flood risk to new construction in floodplains, FEMA will make flood insurance available within the community as a financial protection against flood losses. rnA community submits either an electronic or hard copy of the FEMA NFIP enrollment form 086-0-30 to the State NFIP Coordinator, FEMA Regional Office, and FEMA Headquarters to apply for participation in the National Flood Insurance Program. The enrollment form contains personally identifiable information (PII) for local community officials, including the individual signing and submitting the form. FEMA uses the collected information to maintain contact databases and records relating to local floodplain management. Information collected through FEMA Form 086-0-30 and entered into CIS is covered by the following privacy compliance documents: PIA: DHS/FEMA/PIA – 011 National Flood Insurance Program (NFIP) Information Technology Services (ITS); DHS/FEMA/PIA-050 National Flood Insurance Program (NFIP) PIVOT System; SORN: DHS/FEMA – 003 National Flood Insurance Program (NFIP) Files and DHS/ALL-004 – General Information Technology Access Account Records System (GITAARS).
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National Flood Insurance Program (NFIP) - Community Status Book Dataset
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The National Flood Insurance Program (NFIP) Community Status Book Dataset contains information on the participation status of a jurisdiction with land use authority, along with attribution of Community Rating System (CRS) status, risk map effective dates. The NFIP enables property owners to purchase flood insurance. In return, communities agree to adopt and implement local floodplain management regulations that contribute to protecting lives and reducing flood risk in identified floodplains . The NFIP Community Status Book contains the current NFIP participation status of a community that joins the program. A community can fall into one of three NFIP status categories: 1. Participate in the NFIP; 2. Does not participate in the NFIP; or 3. Is suspended or withdrawn. A NFIP community status is an indicator variable for disaster assistance consideration process.
National Flood Insurance Program (NFIP) - Community Rating System Dataset
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The Community Rating System (CRS) is a voluntary incentive program that recognizes and encourages community floodplain management practices that exceed the minimum requirements of the National Flood Insurance Program (NFIP). Active CRS community flood insurance premium rates are discounted to reflect the reduced flood risk resulting from the community’s efforts that address the three goals of the program: 1. Reduce and avoid flood damage to insurable property; 2. Strengthen and support the insurance aspects of the National Flood Insurance Program; and 3. Foster comprehensive floodplain management. rnrnThe Flood insurance premium rates in Community Rating System communities are discounted in increments of 5%. A Class 10 community is not participating in the CRS and receives no discount. A Class 9 community receives a 5% discount for all policies in its Special Flood Hazard Areas, a Class 8 community receives a 10% discount, all the way to a Class 1 community, which receives a 45% premium discount. Classifications are based on 19 creditable activities, organized in four categories: Public Information, Mapping and Regulations, Flood Damage Reduction, Warning and Response. Quantitative CRS datasets are avaialble about community floodplain mangament practices that validates the CRS community rating classifications and credit points. The abridged public dataset is available at https://www.fema.gov/floodplain-management/community-rating-system. CRS dataset is updated semiannually in CIS.
Flood Insurance Rate Maps, Flood Insurance Study
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The NFHL FIRMs and FIS are the official regulatory products for the NFIP.
NFIP Multiple Loss Properties
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This dataset provides information on structures that have had multiple National Flood Insurance (NFIP) claims across the history of the program. The data contains NFIP-insured structures that fall within the four categories of Repetitive Loss and Severe Repetitive Loss that FEMA tracks. Definitions of these categories are provided in the field descriptions. There are also fields to show whether a structure is currently NFIP-insured, has been mitigated, and other characteristics. The data includes properties that have since been mitigated or demolished and may no longer considered to be in any of the listed categories.rnLocation information has been redacted to protect personal privacy. Location information is derived from reported address, geocoding of that address, and reported NFIP community. Because NFIP insurance claims data spans the history of the NFIP, many of the structures have poor address information resulting in poor or missing coordinates and additional location fields that rely on those coordinates. An effort has been made to fill in missing data and resolve conflicts between state, county, community, and census block group. Because of this effort, emstatistics derived from this data may differ from those reported elsewhere by FEMA or others/em.rnThere is a lot of interest in this data as it touches many program areas of the NFIP and serves as an indicator of flood risk and mitigation need.rnrnFEMA's terms and conditions and citation requirements for datasets (API usage or file downloads) can be found on the OpenFEMA Terms and Conditions page: https://www.fema.gov/about/openfema/terms-conditions.rnrnFor answers to Frequently Asked Questions (FAQs) about the OpenFEMA program, API, and publicly available datasets, please visit: https://www.fema.gov/about/openfema/faq.rnrnIf you have media inquiries about this dataset, please email the FEMA News Desk at FEMA-News-Desk@fema.dhs.gov or call (202) 646-3272. For inquiries about FEMA's data and Open Government program, please email the OpenFEMA team at OpenFEMA@fema.dhs.gov.
Floodplains
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Floodplains Outline from 2023
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