As a public service, and in an effort to help credit unions, lawyers, and others that have an interest in the legal issues affecting federally insured credit unions better understand the statutes and regulations administered by the NCUA, we publish certain staff legal opinions and interpretive letters going back to 1991. Users can search our legal opinions by the year issued, by subject and by title or keywords. The NCUA has not attempted to identify or publish all, or even most, letters on a particular subject prior to 1991, and there may be other letters that have not been selected for publication. Similarly, we generally do not review opinions or letters once they have been published for the purpose of flagging or removing those that may have become outdated, superseded or discredited, or that may have been revised, modified, revoked or suspended. Further, the letters’ conclusions may be limited to specific facts stated in the letters and do not necessarily apply to circumstances involving different or additional facts. The NCUA's Office of General Counsel is available to assist the public in determining whether a particular interpretation or opinion remains correct.

To ensure that stakeholders have the most up-to-date information on the NCUA’s policies and initiatives, the agency has organized data on all NCUA speeches since 2013.

Financial Performance Reports provide a financial summary for a credit union, including assets, liabilities and capital, and income and expense. Users may request an FPR shortly after the credit union’s Call Report data has been submitted and validated by the regulator. The NCUA relies on credit unions to submit accurate information. The agency does not guarantee FPR data accuracy, and is not responsible for the conclusions users may draw.

Detailed data on the chartering and field-of-membership activity for credit unions serving select Trade, Industry, and Professional groups.

To ensure that stakeholders have the most up-to-date information on the NCUA’s policies and initiatives, the agency has organized data on all NCUA testimony since 2014.

Summary statistics for the chartering activity and field of membership actions processed by the Office of Credit Union Resources and Expansion’s Division of Consumer Access. This resource also provides specific details regarding notable events such as large expansions, community charter actions, and charter conversions. In addition, the report provides summary and detailed information about mergers approved by NCUA's Regional Offices.

This workbook provides information that a credit union can use to evaluate its interest-rate risk levels.

A listing of active federally insured credit unions as of the end of the most recent quarter and includes essential metrics, including membership, assets, and loans.

NCUA assesses civil monetary penalties against credit unions that fail to file a Call Report on time.

Approved corporate CUSO activities are presented in matrix form, under the following headings: Category (general class of service), Activity (specific service), Description of Service (explanation of service), and Activity Conditions (limitations or requirements on conducting the activity). All corporate CUSOs, when engaging in approved CUSO activities, must comply with all applicable laws and regulations, even if not specifically discussed in the matrix.