OHCD has long supported neighborhood-based and citywide organizations offering housing counseling services to low- and moderate-income people. OHCD-funded services provided by these agencies include mortgage counseling, default and delinquency counseling, tenant support and housing consumer education. Through these services prospective homeowners can avoid predatory loans, a significant cause of foreclosure.

The Community Legacy program provides local governments and community development organizations with funding for essential projects aimed at strengthening communities through activities such as business retention and attraction, encouraging homeownership and commercial revitalization. As a result of the Sustainable Communities Act of 2010. Community Legacy Areas are now known as Sustainable Communities. Funding, in the form of grants and loans, is available for projects located in these Sustainable Communities, formerly known as Community Legacy Areas, and is meant to compliment and supplement other State funding programs. DISCLAIMER: Some of the information may be tied to the Department’s bond funded loan programs and should not be relied upon in making an investment decision. The Department provides comprehensive quarterly and annual financial information and operating data regarding its bonds and bond funded loan programs, all of which is posted on the publicly-accessible Electronic Municipal Market Access system website (commonly known as EMMA) that is maintained by the Municipal Securities Rulemaking Board, and on the Department’s website under Investor Information. More information accessible here: http://dhcd.maryland.gov/Investors/Pages/default.aspx

Through the Community Development Public Service Programs, MOHCD funds a wide range of social services, with two primary objectives: 1) Families and individuals are resilient and economically self-sufficient, and 2) Families and individuals are stably housed. These objectives are met through specific funding strategies developed in our ten program areas. This data reports MOHCD’s efforts toward accomplishing those two objectives across each program area. Data reflects activities funded for Fiscal Year 2018-2019 as of June 30, 2019.