Small Business Lending In The United States - 2019
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Advocacy’s small business lending report examines FDIC data to determine the state of bank lending to small businesses. Between June 2017 and June 2019, small business lending remained positive, though below the increase in lending to large businesses. This report examines all small business loans (commercial loans valued at $1 million or less) and is not specific to SBA-guaranteed loans. The data in the report provides a snapshot of the credit market before the beginning of the COVID-19 pandemic. In addition, the appendix tables provide rankings of top bank lenders by small business lending ratios. This year, detailed state tables are provided to spotlight the small business lending activity in each state.
중소벤처기업진흥공단 대출규모별 직접대출 잔액현황
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중소벤처기업진흥공단은 정책자금 집행의 투명성을 확보하고 중소벤처기업의 규모별 자금 수요를 분석하기 위해, '직접대출 규모별 잔액 현황' 데이터를 공공데이터 포털을 통해 공개하고 있습니다. 이 데이터는 대출 잔액을 억원 단위로 세분화하여 제공하며, 다양한 규모별 구간으로 분류되어 있습니다.이를 통해 사용자는 소액 대출을 받은 기업의 규모나 고액 대출을 받은 기업의 수를 파악할 수 있습니다. 각 대출 규모별 잔액과 함께 해당 대출을 받은 업체수 정보도 포함하고 있어, 기업의 자금 수요가 주로 어느 구간에 분포하는지를 구체적으로 분석하고, 기업 규모에 맞는 맞춤형 금융 지원 정책을 수립하는 데 중요한 자료로 활용됩니다.
Survey of Small Business and Farm Lending
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The Survey of Small Business and Farm Lending (SSBFL) is currently comprised of the Survey of Terms of Bank Lending to Farmers (FR 2028B), Prime Rate Supplement of the Survey of Terms of Lending (FR 2028S), and the Small Business Lending Survey (FR 2028D). The FR 2028B collects information on farm loans made by commercial banks during a representative week. The collected data include price and nonprice terms. The respondents provide information on the stated rate of interest on the loan and the frequency with which interest is compounded, and other important loan terms, including loan size, commitment status, maturity, collateralization, the purpose of the loan and loan risk ratings. The FR 2028S, a companion report, collects institutions' prime interest rate for the days reported. The FR 2028D collects information on the availability and cost of loans to small businesses from domestically chartered commercial banks during each quarter. The survey provides unique quantitative and qualitative information on small business commercial and industrial (C&I) loans, including amounts, interest rates, terms, bank credit standards, applications and quality of applicants, and loan demand. The Survey of Terms of Business Lending (FR 2028A) has been discontinued. The final data collection for the FR 2028A was for the May 2017 survey week.