The NCUA may provide guidance and other information to the credit union system on regulatory and supervisory matters, trends affecting federally insured credit unions and potential risks and threats.

The National Credit Union Administration may place a credit union into conservatorship in order to resolve operational problems that could affect that credit union’s safety and soundness. Conservatorship means the NCUA has taken control of the credit union. Liquidation means a credit union has been closed; however, a liquidated credit union may be purchased — and members, assets, and loans assumed — by another credit union, so that members will be able to continue receiving financial services.

Approved corporate CUSO activities are presented in matrix form, under the following headings: Category (general class of service), Activity (specific service), Description of Service (explanation of service), and Activity Conditions (limitations or requirements on conducting the activity). All corporate CUSOs, when engaging in approved CUSO activities, must comply with all applicable laws and regulations, even if not specifically discussed in the matrix.

Financial Performance Reports provide a financial summary for a credit union, including assets, liabilities and capital, and income and expense. Users may request an FPR shortly after the credit union’s Call Report data has been submitted and validated by the regulator. The NCUA relies on credit unions to submit accurate information. The agency does not guarantee FPR data accuracy, and is not responsible for the conclusions users may draw.

On September 28, 2017, the NCUA Board unanimously voted to close the Temporary Corporate Credit Union Stabilization Fund (Stabilization Fund) effective October 1, 2017, ahead of its sunset date of June 30, 2021. All remaining funds, property, and other assets were transferred to the National Credit Union Share Insurance Fund (Insurance Fund), representing a major milestone in the wind-down of the Corporate System Resolution Program. While the net projected assessment range is no longer relevant, the NCUA will continue to report the total gross and net corporate system resolution costs (Resolution Costs), as well as the NGN and legacy asset data that has been reported historically. Additional reporting on NCUA’s receivable from the estates, the estimated impact to the equity ratio, and potential recoveries of depleted corporate capital will also be provided.

To ensure that stakeholders have the most up-to-date information on the NCUA’s policies and initiatives, the agency has organized data on all NCUA speeches since 2013.

(데이터 정의) 신용보증재단중앙회의 소상공인 비즈플러스 카드보증 상품 설명자료입니다.(데이터 설명) 시행 중인 소상공인 비즈플러스 카드보증의 상품 설명과 개정내용이 포함되어 있습니다. 보증 상품의 지원대상, 지원규모, 대상채무, 지원한도, 보증료율, 보증비율, 보증기간, 취급금융기관, 시행시기, 신청방법, 추가 요청사항의 내용으로 구성되어 있어 상품 정보를 파악할 수 있습니다.(데이터 추가설명) 소상공인 비즈플러스 카드보증이란 소기업, 소상공인의 원활한 단기 운영자금 지원을 위해 한도 1천만원의 신용카드 발급을 지원해주는 보증상품입니다.

A listing of active federally insured credit unions as of the end of the most recent quarter and includes essential metrics, including membership, assets, and loans.

Letters of Understanding and Agreement (LUAs) are supervisory tools used by NCUA. An LUA is essentially a contract between NCUA and a credit union and/or its officials, in which the credit union or officials agree to take, or not take, certain specified actions. Normally, LUAs are negotiated when credit unions have not adequately responded to less severe measures, such as Documents of Resolution. NCUA also requires LUAs for newly chartered credit unions and to grant permanent special assistance. The Federal Credit Union Act requires that the NCUA Board publish and make available to the public “any written agreement or other written statement for which a violation may be enforced by the Board unless the Board, in its discretion, determines that publication would be contrary to public interest.” Violations of the terms of a published LUA constitute grounds for administrative actions. The NCUA Board may therefore take administrative actions against credit unions or officials that fail to comply with the terms of published LUAs.

Summary statistics for the chartering activity and field of membership actions processed by the Office of Credit Union Resources and Expansion’s Division of Consumer Access. This resource also provides specific details regarding notable events such as large expansions, community charter actions, and charter conversions. In addition, the report provides summary and detailed information about mergers approved by NCUA's Regional Offices.